diff --git a/financeTracker.py b/financeTracker.py
new file mode 100644
index 00000000..adb82e81
--- /dev/null
+++ b/financeTracker.py
@@ -0,0 +1,99 @@
+import csv
+from datetime import datetime
+
+# Define the CSV file where data will be stored
+FILE_NAME = 'budget.csv'
+
+# Initialize the CSV file with headers if it doesn't exist
+def initialize_csv():
+    try:
+        with open(FILE_NAME, mode='a', newline='') as file:
+            writer = csv.writer(file)
+            writer.writerow(['Date', 'Description', 'Category', 'Amount', 'Type'])
+    except FileExistsError:
+        pass
+
+# Function to add a budget entry
+def add_entry():
+    date = datetime.now().strftime('%Y-%m-%d')
+    description = input("Enter the description: ")
+    category = input("Enter the category: ")
+    amount = float(input("Enter the amount: "))
+    entry_type = input("Enter the type (income/expense): ").lower()
+
+    with open(FILE_NAME, mode='a', newline='') as file:
+        writer = csv.writer(file)
+        writer.writerow([date, description, category, amount, entry_type])
+    print("Entry added successfully!")
+
+# Function to view all budget entries
+def view_entries():
+    try:
+        with open(FILE_NAME, mode='r', newline='') as file:
+            reader = csv.reader(file)
+            for row in reader:
+                print(', '.join(row))
+    except FileNotFoundError:
+        print("No entries found. Please add entries first.")
+
+# Function to summarize budget entries by category
+def summarize_entries():
+    try:
+        with open(FILE_NAME, mode='r', newline='') as file:
+            reader = csv.reader(file)
+            entries = list(reader)[1:]
+            summary = {}
+            for entry in entries:
+                category = entry[2]
+                amount = float(entry[3])
+                entry_type = entry[4]
+                if category not in summary:
+                    summary[category] = {'income': 0, 'expense': 0}
+                if entry_type == 'income':
+                    summary[category]['income'] += amount
+                else:
+                    summary[category]['expense'] += amount
+
+            print("Budget Summary by Category:")
+            for category, totals in summary.items():
+                print(f"{category} - Income: ${totals['income']:.2f}, Expense: ${totals['expense']:.2f}")
+    except FileNotFoundError:
+        print("No entries found. Please add entries first.")
+
+if __name__ == '__main__':
+    initialize_csv()  # Initialize the CSV file with headers
+    
+    # Main loop to interact with the user
+    while True:
+        print("\n1. Add Entry")
+        print("2. View Entries")
+        print("3. Summarize Entries")
+        print("4. Exit")
+        choice = input("Choose an option: ")
+
+        if choice == '1':
+            add_entry()
+        elif choice == '2':
+            view_entries()
+        elif choice == '3':
+            summarize_entries()
+        elif choice == '4':
+            break
+        else:
+            print("Invalid option. Please try again.")
+
+##Explanation:
+##Initialization: Creates a CSV file with headers if it doesn’t exist.
+
+##Adding Entries: Appends a new budget entry to the CSV file.
+
+##Viewing Entries: Reads and prints all budget entries from the CSV file.
+
+##Summarizing Entries: Summarizes budget entries by category and type (income or expense) and prints totals.
+
+##Enhancements:
+##User Input: Modify the script to take input from users for adding entries.
+
+##Date Filters: Add functionality to filter entries by date.
+
+##Advanced Analysis: Use libraries like pandas for more complex data analysis and visualization.